Joel Anderson is a business writer who lives and works in Los Angeles. As a senior editor at Equities.com, he's responsible for writing and editing articles for the site. You can follow him on twitter @JoelAEquities. Joel Anderson is not registered as an investment advisor. Ideas expressed within his work are the opinions of the writer, are for informational purposes, and are not to serve as the sole basis for any investment decision. References to specific securities should not be construed as particularized investment advice or as recommendations that you or any investors purchase or sell these securities on their own account. Readers are expected to assume full responsibility for conducting their own research pursuant to investment decisions in keeping with their tolerance for risk. Joel Anderson is invested in a total market index fund, the Guggenheim Solar ETF (TAN), the United States Oil Fun (USO), with much smaller holdings in AT&T (T), Wal-Mart (WMT), and Verizon (VZ).