Auto Insurance – Shopping for it is never enjoyable. Trying to figure out which policy is best for you is confusing. Typically, we just like to choose the cheapest option. However, depending on where you live geographically, that may not be the best choice, as those of us located near or adjacent to our Southern Border must take into account the high percentage of uninsured drivers. Not only does this typically raise our annual premium, but usually it will require us to buy additional coverage. There are ultimately seven primary factors that have the most significant impact on your insurance premium.
- Fuel Efficiency
- Engine Horsepower
- Crash Test Ratings
Now it will not take a rocket scientist to figure out that driving a high performance sports car will yield significantly higher rates than, say, a small sedan. This infographic lists the 10 most popular vehicles to drive, as well as the upper and lower limits for what people pay for insurance. Thus, if you drive one of the vehicles described in the above infographic and are paying significantly more, perhaps you have a strong case to change carriers, or perhaps you are buying too much coverage.
Regardless, it’s always a good idea to do a bit of research to see what else is out there. Luckily, with the digital age, there are numerous ways to save time by comparing numerous carriers’ quotes at one time. One such company, compare.com, does this for auto insurance. So, even if your car is not one of the 10 vehicles, it’s still worth a shot to give compare.com a visit and Compare Auto Insurance now to see if you could be saving money on your policy!
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