• The 1997 Financial Crisis in Asia didn’t hit the US. The 2008 Financial Crisis in the US didn’t hit Asia
  • India’s bad loan crisis started slowly in 2011, really accelerating in 2015
  • Provisioning in India has recently been more than 2x higher than most other countries in Asia
  • State banks hold 90% of India’s bad loans
  • Indian GDP slowed in 3Q16, could continue

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