Did 2018 FinTech Live Up to Expectations?

IRIS.xyz  |

By Chris Skinner for Iris.xyz

My own predictions were a little bit off. I said the main four things that would happen last were:

I would claim that 1 and 3 did happen, but I didn’t see much of 2 and 4, DLT, well … are you pulling my blockchain? In fact, my worst prediction was that “cryptocurrencies valuations continue to rise (some say bitcoin will exceed $100,000 soon), and regulators will focus upon these markets to try and lock them down” … or maybe the regulatory involvement did quell that bubble’s burst.

Disappointing in many ways that 2018 didn’t see a greater movement forward to get bank systems and structures sorted out, but then I guess many are still just focused on their shareholder returns and they’re doing fine so why bother?

Nevertheless, I wasn’t the only one more optimistic at start of year than at end of.

Jim Marous of The Financial Brand had this lovely crowd sourced list of priorities back in January

I would say that only number 5 saw any real traction out of this list, or maybe I’m being too harsh?

Meantime, I did share this infographic at the start of the year from Clari5 by Customer XPS …

Click to enlarge

Looking back, this was probably the most accurate reflection of what happened in 2018. Do you agree?

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