Zip Co Limited


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Zip is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and installment-based finance (via QuadPay and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip's fortunes are largely tied to the nascent buy now, pay later, or BNPL, industry. Most of its products--Zip Pay, QuadPay, and PayFlex--do not charge interest based on outstanding balances. Around 60%-70% of Zip Pay's/Zip Money's revenue is derived from customers, mainly via account fees and interest. Meanwhile, its installment businesses like QuadPay primarily generate revenue by receiving a margin from merchants, which compensates it for accepting all nonpayment risk and for encouraging consumers to transact more frequently.

Contact Information

Main Phone: +61 282942345
Address: 10 Spring Street
Address 2: Level 14
State: NSW
City / Town: Sydney
Country: AU
Postal Code: 2000

Issuer Information

Exchange: OTO

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