DANIEL NEVINS, CFA, is the author of Economics for Independent Thinkers and proprietor of nevinsresearch.com. He has invested professionally for thirty years, including more than a decade at both J.P. Morgan and SEI Investments. Apart from his book, he is perhaps best known for his behavioral economics research, which was included in the curriculum for the Chartered Financial Analyst® program and earned him recognition as one of the founders of goals-based investing. He has an economics degree from the Wharton School of Business and a degree from the University of Pennsylvania’s engineering school.